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Someone or some business owes you money.


You took that entity to court and a judge ordered them to pay you.


To get your money you need to locate assets and file a “Writ” of execution.


Now you have options to enforce your Judgment.

The courts may take your side and give a judgement in your favor, but enforcing and collecting that judgement is left to you. There are different ways to go about collecting a judgement and they all rely on how the debtor reacts to said judgement. If your debtor appears to be evading, not answering phone calls, and being an overall deadbeat, then it is within your power to use all legal means possible to collect. This could mean garnishing wages or even go directly after the debtor’s bank accounts. It is your right to use whatever legal means necessary to recover what is rightfully yours.

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Judgements must abide by the statute of limitations. This is the law in the United States and what it means is that you must enforce your judgment within a set amount of time determined by the state the judgment was rendered. The statute of limitations varies by state, but generally it is between 6 and 10 years. This seems like a long amount of time to collect on a judgement, but in reality debtors will easily go years avoiding a judgement without a problem. This is why the court leaves the enforcement of their judgement to the creditor. A creditor who has a judgement has the legal ability to garnish wages and go directly after bank accounts. Use these pathways to get what you are owed or you risk a lapse judgement becoming unenforceable. Why go to court in the first place if you don’t intend to enforce your judgement? Take advantage of all legal mechanisms to get what you deserve.

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Running out of time is a problem when it comes to enforcing judgements. The courts allow an ample amount of time with the statute of limitations, but in the world of business, years can go by quicker than anticipated. It is understandable to forget about collecting on a debtor who constantly evades attempts at debt collection. However, it is in your best interest to handle your judgement in a timely manner. If you let your judgement lapse, you may be out of luck when you attempt to enforce said judgement. Always be aware of the statute of limitations in the state your judgement is rendered.

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