Isn’t the Debtor Breaking the Law by Not Paying?

In Valuable Intelligence

Judgement debtors are nefarious for ignoring any and all attempts at settling their debts. Over 80% of all judgement debtors avoid paying their debts even after a court has gotten involved and made a judgement against them. Unfortunately, even though it’s against the law, judgement debtors will continue to avoid their debts as long as possible. Don’t let them get away with it when you can legally garnish their paycheck(s), levy their bank account(s), and/or levy their brokerage firm account(s) with a few simple bits of information from Writ Ready. The courts are overburdened making judgements to enforce financial enforcement on owed debts and that is why it is up to you to decide how to pursue your judgement debtor.

Why don’t the courts force Debtors to pay?

Courts are there to make sure the law is followed, but enforcing judgements upon debtors is something the court does not have the capacity to accomplish. That is why professional debt collectors and collection agencies exist. These service providers have long been established as the go-to debt collection pro’s, but times have changed drastically due to the internet. Instead of harassing the judgement debtor with phone calls and harassing letters, modern debt collection involves using court judgements to file for writs of execution. Once a writ of execution is in hand, it is as simple as using the services at Writ Ready and filing with the judgement debtors banking institution(s), employer, or brokerage firm.

How do you get a Debtor to pay a legally owed debt?

It is difficult to get a debtor to legally pay a debt, however, there are ways around directly dealing with a debtor. By obtaining a writ from the courts, you can directly petition the judgement debtors banking institution, employer, and/or brokerage firm to issue a garnishment/levy for the funds owed. This can quickly expedite any owed debts and relieve the agony of dealing with collection agencies and professional debt collectors. Keep the money you are owed instead of paying a large percentage(30-50%) to unnecessary middlemen.

Is it illegal to ignore a court judgement?

Yes, it is illegal to ignore a court judgement. However, many individuals of ill repute willfully ignore court judgements regarding debts because there is no debtor’s prison in America. This leads to an unfortunate circumstance where debts and owed money fall into a legal grey area in which it is best to use third parties like Writ Ready to pursue a court judgement. Enforcing monetary judgements are not as cut and dry as handing the case to a debt collector or collection agency.

It is easy to think you have won a debt when the court rules in your favor. The win can quickly feel empty when it comes time to collect and the judgement debtor stops answering their phone(s) and ignore written collection attempts. The internet has opened a new method for acquiring a judgement debtors owed debt- writs of execution. By using services aimed at creating a writ of execution, debt collectors are able to garnish paycheck(s), levy bank account(s), and levy brokerage account(s) without having to deal directly with the judgement debtor. Get the money you are owed directly from the source and you can put the situation behind you.