How To Garnish the Judgment Debtor’s Paycheck

In Valuable Intelligence

Garnishing a judgement debtor’s paycheck is not as difficult as it appears. You can’t just start garnishing anyone’s paycheck when they owe you money, however, you are legally allowed to garnish someone’s paycheck if the courts have made a judgement in your favor and subsequently issued a writ of execution. If the courts have given a judgement, you can file for a writ of execution and successfully garnish a paycheck or levy a bank account(s). It is understandable to approach a collection agency or debt collector to pursue your judgement debtor, however, it is advantageous to look at alternate options. A collection agency or debt collector will actively avoid dealing with writs of execution because they are not part of their business plan, but companies like Writ Ready have learned that writs of execution are the most effective way to recover debts. Keep ALL the money you are owed from your judgement debtor by garnishing their paycheck with Writ Ready.

How do you legally garnish a Debtor’s Paycheck?

Win a judgement in court and use Writ Ready to help file your writ of execution with the courts and your judgement debtor’s bank institution(s). Most people think of the IRS when they hear the term garnish, but it is everyone’s legal right to garnish someone’s paycheck if they legally owe money. There is no debtor’s prison in America, and this leads to the current ecosystem of economic recovery. Debt collectors and collection agencies are at the top of the list because they have been around the longest and spend the most on marketing. However, they are not the most cost effective solution to garnishing a debtor’s paycheck. It just makes sense to garnish a debtor’s paycheck rather than split 30-50% of the recovered debt with a collection agency or debt collector.

Do I have to be a business to garnish a Debtor’s Paycheck?

No. This is a common misconception because of television and media, but any individual or business may legally garnish a debtor’s paycheck if the court has ruled in their favor and they have obtained a writ of execution. There is no debtor’s prison in America and this has led to an outpouring of ignored debts. Individuals have no fear of jail time and willfully ignore court orders regarding debts because they feel they can simply run away from what they owe. A little education can save you thousands of dollars when it comes to debt collection.

Does it cost money to Garnish a Debtor’s Paycheck?

No. Filing to garnish a debtor’s paycheck with the debtor’s banking institution(s) does not cost money. However, there is necessary information to file a writ of execution that is not easily obtained. Collection agencies and debt collectors prefer to call, mail, and harass debtors into paying their debts. A writ of execution circumvents this harassing process and goes directly after the funds owed. It is worth the time and money to garnish a debtor’s paycheck compared with using a collection agency or debt collector.

If you have won a judgement in court, file for a writ of execution to garnish your judgement debtor’s paycheck and get the money you are owed. Why wait forever and lose out on the majority of the debt by using a debt collector or collection agency when you can simply garnish your judgement debtor’s paycheck? Avoid the stress, save money, and get the information you need with the professionals at Writ Ready. The new age of debt collection is upon us, and companies like Writ Ready are taking us into an efficient, effective, and friendly future.