How to Collect Judgements

In Valuable Intelligence

The courts may take your side and give a judgement in your favor, but enforcing and collecting that judgement is left to you. There are different ways to go about collecting a judgement and they all rely on how the debtor reacts to said judgement. If your debtor appears to be evading, not answering phone calls, and being an overall deadbeat, then it is within your power to use all legal means possible to collect. This could mean garnishing wages or even go directly after the debtor’s bank accounts. It is your right to use whatever legal means necessary to recover what is rightfully yours.

How do I collect on my judgement?

Once a judgement has been rendered in your favor, there are multiple legal avenues available to push a debtor to pay what is owed. With companies like WritReady, the information necessary to enforce your judgement is at your fingertips. It is understandable to not know how to collect on a judgement, and luckily our professionals are here to answer any questions or concerns you might have about collecting on your judgement. Make sure to collect on your judgement as quickly as possible or else your judgement might reach the statute of limitations and become unenforceable.

Does it cost money to collect on my judgement?

This depends on the response from your debtor after a judgement has been made. If the debtor continues to evade requests to pay what is owed, it might cost money in order to enforce your judgement. However, spending money to get what you are owed(as long as it’s not more than you owe) can be worth it to recover a judgment from a deadbeat debtor. Never give up on trying to collect on a debt just because a debtor is being difficult.

Are there services that help collect on my judgement?

Yes. Companies like WritReady are here to help collect on your judgement by providing necessary information for judgement collection. There are different methods for collecting on a judgement and the service you use should depend on the debtor. If a debtor is constantly evading and is attempting to drag things out, it would be in your interest to get serious and go straight for their bank account. It is even completely legal to garnish someone’s wages if they ignore a court ordered judgement.

Is there a time limit to collect on my Judgement?

Yes. The statute of limitations is the time limit to collect on your judgement. The statute of limitations differs from state to state and it is your responsibility to learn how long you have to enforce your judgement. The courts will not enforce their judgement and leave that entirely up to the creditor. This can be confusing after winning a judgement, however, the statute of limitations gives ample amount of time for a creditor to use legal services to recover their judgment.

There are many ways to collect on judgements including garnishing wages, going directly after the debtors bank/business account, and asset investigations. Preferably, you will be able to avoid all of these methods because your debtor will pay as soon as the judgement is made. But this only happens in a world where everything goes smoothly, and we all know that the business world and debt collection do not always go smoothly. The problem with debtors is that you had to get a judgement made against them in the first place. This defines their behavior and the only way to get what you are owed is to use legal pathways to force them to give you what you are owed.