After the Writ – The Judgment Debtor

In Valuable Intelligence

Dealing with judgement debtors is an industry upon itself. The courts have the power to bestow judgement upon debts owed, however, enforcing the payment and reconciliation of said debt is an entirely different matter. After obtaining a writ of execution, many individuals think they have won the day, unfortunately this is not the case. Judgment debtors are notorious for avoiding owed debts even when the court orders the debt paid. They will continue to avoid the debt for as long as humanly possible because they do not risk jail time over a civil debt. Most people are unaware that you can take someone to court over owed debts.

What is a Judgment Debtor?

“A judgement debtor is a person against whom a judgement ordering him to pay a sum of money has been obtained and remains unsatisfied.” Quite simply, a judgement debtor is someone who owes money to someone else and the courts have gotten involved to enforce the debt. In most cases, collection agencies or similar services will do the work of businesses needing to collect debts from judgement debtors. These service providers sent harassing letters and call judgement debtors with harassing phone calls in an effort to reclaim the debt. However, these agencies and services take a large percentage of the owed debt in order to recover the funds. There are other choices for going after judgement debtors.

How do I get a Judgment Debtor to pay their judgement?

In cases where an individual is seeking to obtain a debt owed by a judgement debtor, seek the services of a company like Writ Ready. Winning a judgement is just the beginning, and getting a judgement debtor to pay their debts is often a lost cause. Luckily, companies like Writ Ready are available to provide information necessary to execute a writ of execution. With a writ of execution in hand, any individual or business can petition a judgement debtors banking institution, brokerage firm, or employer for an immediate levy/garnishment of accounts and/or paycheck. Forget dealing with the judgement debtor when you can go directly after their accounts and paycheck.

Do Judgment Debtors ever pay their judgements?

Unfortunately, the chances of a judgement debtor paying their judgements without a hassle are low. It is easier and more convenient to avoid relying on the judgement debtor to pay by bypassing them completely and going directly after their bank accounts, brokerage accounts, and/or paychecks. Levying a bank account, brokerage account, and/or garnishing a paycheck will resolve a judgement quicker than relying on a judgement debtor.

Save yourself time, money, and stress by using Writ Ready when dealing with a Judgment Debtor. A writ of execution gives you the authority to levy a judgement debtors bank accounts, brokerage accounts, and garnish their paycheck in order to recoup an owed debt. Do not let a debt slide when you have options available. You do not have to be a big business or government entity to levy a bank account, brokerage firm, or garnish a pay check. Rest easy knowing that there are ways to reclaim a debt without having to deal with debt collectors or collection agencies.